How are you covered in case of an accident?

<b>Who'd have thought that little hailstones could do so much damage? Your car is covered with dozens of dents.<b><b> This comprehensive coverage helps pay for loss of or damage to an insured vehicle, not caused by a collision or vehicle rollover. Typically, that's coverage for the following, and it may be subject to a deductible.<b>

<b>Fire<b>
<b>Wind<b>
<b>Hail<b>
<b>Flood<b>
<b>Vandalism<b>
<b>Theft<b>
<b>Hitting an animal<b>

<b>How high should your deductible be?<b>

<b>Higher deductibles lower your premium but increase the amount you'll have to pay out of your own pocket in case of a loss. Ask yourself how much you're willing to pay when a loss occurs to save money on premiums.<b>